Impact of climate change on insured property damage
2018 study– IPCC RCP 8.5 scenario
Because of the key role it plays by managing the Compensation Scheme in France, CCR conducts studies on the vulnerability of the French territories on a present-day and prospective basis with a focus on climate change. This 2018 study is based on the IPCC RCP 8.5 scenario that takes into account the assumption that average global temperature will increase by 4° C by 2100. The Météo France and CCR models required over 5 million hours of calculation to cover the French mainland for the 2050 scenario.
This study underscores the critical need for prevention and mitigation policies that can meet the challenges of:
• containing the foreseeable rise in property damage,
• maintaining the foundations of the Natural Disaster Compensation Scheme,
• limiting greenhouse gas emissions so that they remain within the limits of the IPCC RCP 4.5 scenario compatible with the Paris agreement.